In June 2008, customer advocates celebrated whenever previous Governor Strickland finalized the Short- Term Loan Act. The Act capped yearly rates of interest on pay day loans at 28%. Moreover it provided for some other defenses regarding the utilization of payday advances. Customers had another success in November 2008. Ohio voters upheld this new legislation by a landslide vote. Nevertheless, these victories had been short-lived. The pay day loan industry quickly created techniques for getting all over brand new legislation and continues to run in a way that is predatory. Today, four years following the Short-Term Loan Act passed, payday loan providers continue steadily to prevent the legislation. Continuer la lecture
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