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My Christmas time cash advance delivered me into a spiral of financial obligation

A supporter of our Clean up Credit campaign, speaks openly about his experiences of payday loans spiralling out of control in this guest post, Skint Dad. He shares their tale to greatly help other people from engaging in debt…

Just last year, my fiancée and I also had been both working and doing OK (I was determined to have a good Christmas so I thought) and. We knew we had been both due become paid prior to xmas and I knew we couldn’t keep it until then doing the Christmas time shopping.

After checking the financial institution i could already see we were well into our overdraft and the thing that was kept will be necessary for meals and travel. We knew just what doing. Like I’d done for the past month or two before – I would personally simply just just take down a quick payday loan.

It had been easy peasy I had the option to borrow some money– I just pulled out my phone, opened the payday loan app and within a few minutes. Continuer la lecture