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Special Guidelines for Federal Benefits

Under federal legislation, banking institutions are often forbidden from freezing a banking account and billing a garnishment cost if: (1) the debtor receives Social Security, Supplemental protection money, Veteran’s Pension, Federal Railroad pension, Civil provider pension, or Federal worker pension System advantages; (2) such advantages are directly-deposited to the debtor’s banking account; (3) the debtor doesn’t move advantageous assets to a unique bank-account; and (4) the debtor’s account balance is significantly less than twice the month-to-month advantage. Continuer la lecture